How to do a Subto Deal

[Alex Ng]

Can someone enlighten me how the subto process works? I know what it is ( taking over someone's mortgage) but how does the process look like? Do they just transfer the title to my name and I pay closing costs? Do I pay the mortgage to the bank even though the mortgage is in the seller's name? Would title/escrow know what to do in the event of a subto transaction? Can someone walk me how the process goes. Thanks