Are some HELOC lenders easier to borrow from than others? (Texas)

[Kev N.]

Seeking a $65K HELOC for rehab & repairs to my primary residence so that it's in good enough shape to house hack.

Rates suck. That's something I've accepted. Otherwise, are there any recommendations for a lender that's easy to work with? Or are they all about the same?

I've looked at a few options (the names you would see at the top of a google search or in the typical "best lenders" affiliate websites: Frost Bank, PNC Bank, PenFed). It's so tough to sift through and decipher good companies from companies with good marketing budgets and SEO. Any help from those with knowledge/experience would be appreciated!

Some of the pros I'm looking for are: 

Little to no closing costs

Limited recurring fees

Quick to close

Quick/easy appraisal that's not overly in-depth (the place is a mess right now and I'd prefer to not deal with it until I begin renovations)

The Numbers:

LOC amount: $65K

LTV: =<50% (Home would likely appraise for >$250K prior to rehab. Owe $124K on mortgage.)

Credit score: ~800

DTI: ~30%