Creative strategy to beat cash only offers

[Lauren Seeley]

I am interested in buying a house to live in for a while until we rent out down the road however we are up against several investors with cash only offers (we are only planning to put ~20%) down. How can I put an offer that’s competitive? Someone told me about potentially putting an offer that’s higher but with a sellers credit we can use y buy down our loan. Is that an option? Other strategies are welcome!