Insurance provider for “Sub to” home in California

[Edward Alicante]

Hi!

Can anyone recommend an insurance company for a sub to home in California.  Im acquiring the home by the end of the week and want to be able to get a trusted insurance company that will not trigger a Due on Sale.

Also,  is it possible to add my name on the current sellers insurance as “additionally insured” or is it better to obtain another insurance on top of current insurance and put their name as additionally insured?    What’s usually the best way to approach this?

Thanks in advance!