Financing for adding units in a commercial lot.

[Raju Balakrishnan]

I have a 6.5 acres land in contract with a SFR in it. Its commercial resort zoned property with up to 25 units allowed in it for a hotel/resort. I am buying it with a conventional residential loan, and start a AirBnB for the house. Then plan to build more units there for standalone units as short term rentals/AirBnb. For this what would be my option for DSCR financing (not based on my income)? The property already will have a lien on the land from the conventional SFR loan. Either I should be able to refinance the entire loan with construction financing for the new units. Other option is construction loan going for a second lien. I have good credit standing to qualify for recourse or non-recourse. Property can qualify for SBA financing also as it is commercially zoned. Any loan product familiar will support this?