Seeking Seller/Creative Financing Advice

[Brendan Wages]

Good Evening,

I am a prospective buyer trying to get some information on how to present a seller financing option to an owner which appeals to the seller but also benefits me (prospective buyer). Here are the details...

370k 2/2 condo in Miami FL, I've submitted an offer at asking price, 10k down payment, and VA loan financing

It's a great property in a very desirable area but the monthly cost of ownership is more than I am ideally comfortable with at that 370k price. Additionally, the sellers have already received offers which almost certainly are more attractive than my VA loan offer. Are there any seller/creative financing options which could be very attractive to the seller, more attractive than say an offer of 20% down at asking price/conventional loan (which I'm sure they've received) AND could help get my monthly cost of ownership down? Wraparound mortgage? Sub to? Assumable mortgage? All thoughts are appreciated! Thanks!