What is the Best\Easiest Finance Options for SF $50K under?

[JUNIOR NELSON]

i have run into this problem constantly which has prevented me from purchasing a few $50k and under partial distressed homes for a quick flip or rental. i recently applied for a hard money loan and have no problem qualifying, however they want me to have $15k-$20k liquid in cash just to purchase a partially distressed home of around $30k-$50k. i have around $5k liquid in a bank account, $60k in a retirement (not liquid). i am going to do most repairs on my own using a credit card with $10k limit. is there any financial options out there to finance fairly inexpensive homes that need a few repairs being done by the owner and with no or very little down payment and excellent credit?