Primary home - creative options versus an 85% LTV portfolio

[Elizabeth Aguilera]

Hi Friends, We are investors (6 doors) but are looking to buy a primary home for us to live in that will become a rental in one year. We are on leave from our traditional W2 jobs and on a stipend for the year so we are not good candidates for a traditional loan or FHA. Our only option so far is a portfolio loan with 15% down. We can do that but it will really limit our ability to invest again anytime soon because it will take quite a bit of our cash. Are there any other options that you might see in this scenario for us to put down less of a down payment? Thank you!