Seller Carry Transactions

[Bret Halsey]

Hey all, I'm curious on the viability of having the seller carry a portion of the sale price so that the down payment and out of pocket costs might be lessened or eliminated. For example, if I buy a property for $100k, and the seller agrees to hold $20k, could I potentially not have to come out of pocket at all? I'd plan to use this strategy on portfolios/commercial deals where there is a high DSCR upside. Is this possible and what kind of lenders should I be speaking to if so?