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Updated over 1 year ago on . Most recent reply

Gage Silling's profile image
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Gage Silling
  • from Tampa, FL
  • Member since May 22, 2023
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Gage Silling's profile image
Gage Silling's profile image
Gage Silling
  • from Tampa, FL
  • Member since May 22, 2023
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Gage Silling
  • Tampa, FL
3
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Creative Real Estate Financing

203k Loan / Refinance / Investment Property?

Gage Silling
  • Tampa, FL
Posted

I was doing some research on different loan types for fixer uppers and came across the FHA 203k loan. I know you must live in the property to qualify, but was curious if you can refinance after a few years and then use it as an investment property?

Anyone have experience with a 203k loan or know any lenders in the Tampa/St. Pete area? 

Tampa, Florida
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Tommy Nguyen's profile image
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Tommy Nguyen
  • Member since Apr 18, 2023
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Tommy Nguyen
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Tommy Nguyen
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Tommy Nguyen
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Quote from @Gage Silling:

Thank you, Tommy! I appreciate the insight here. 

Yes, use the FHA loan but consider other options to cover rehab costs such as a HELOC, 0% credit card, or private lending! 
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