What are some alternatives to maximize the LTV ratio after a cash purchase?

[Akshay Wattal]

Hi folks,

What are some alternatives to maximize the LTV ratio after a cash purchase? For instance, if you buy a home for $120,000 in cash, one option is delayed financing, where you can obtain a conventional mortgage with a 70% LTV for multi-family properties (i.e. 30% down). However, I'm interested in exploring other possibilities that could potentially offer a higher LTV, such as 75% to 80% for multi-family properties.

Property is not in an LLC, but owner's name.

Welcome any guidance here! Thanks!