tapping in to my equity to pay off high interest loans

[Rafael Abdalla]

Hi,

i own 590k on my primary residency and its worth bout 1.5mil. Mortgage is $2500 per month, and we take home after taxes 11k per month. credit score around 750 fico

I have about 250k in debt that its keeping me up at night... credit cars, car loans, lending club personal loans etc.. 

would it be wise to tap in my home equity? HELOC or cashout refinance? very very newbie and scared.

i have a wife and 4 kids im not selling the home