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Updated almost 2 years ago on . Most recent reply

Chad McIver's profile image
Chad McIver's profile image
Chad McIver
  • Appraiser
  • from St. Charles, Missouri
  • Member since Aug 21, 2010
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63
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21
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Chad McIver's profile image
Chad McIver's profile image
Chad McIver
  • Appraiser
  • from St. Charles, Missouri
  • Member since Aug 21, 2010
Connect
Chad McIver
  • Appraiser
  • St. Charles, MO
21
Votes |
63
Posts
Creative Real Estate Financing

Need help structuring a subject to deal.

Chad McIver
  • Appraiser
  • St. Charles, MO
Posted

My plan is to buy a house subject-to, by doing a Quit Claim, and taking over existing mortgage payments.

The seller is wanting to purchase another home ASAP, and needs the loan im taking over to be off their DTI, otherwise they don't qualify.

Is there a way to do this without seasoning the loan payments for a year?  

Thank you!

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