Is this the right method to finance

[Fallon Gilbert]

Hey All,

Based on a lot of the feedback from everyone on here, I've gotten a lot of great information and some more direction on what I should be doing but I want to make sure this makes sense.

I'm planning on buying some properties in PA which have purchase prices below $100k which is typically the minimum threshold for a lot of lenders. I have some cash that I was planning on buying a property first to refinance later. My question is, does it make sense to purchase with what cash I have first, then take out a personal loan to purchase 1 or 2 more properties and then refinance into a portfolio loan? My goal is to get these under a DSCR loan under an LLC but I'm unsure if this would be the best method or if there's something I'm missing.

Thanks!