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DTI too high
Hey everyone! So after buying my third property I have ran into DTI issues. No problem getting a loan to purchase a property because I can use a DSCR loan but in getting a HELOC on one of my properties to use as a down payment. I tried going through BOA and they told me my DTI was too high. I looked into refinancing but that didn't make sense since my payment would go up by a little more than 1000 dollars a month. Any advice on how to proceed in getting some of that equity out would be greatly appreciated!