Is seller finance real? Anybody have any experience on how to get seller to finance

[Deepak Pakala]

Right now I'm buying with hard money but I would like to know the hype behind seller finance, especially in the Philly area. I would love to hear if anyone has any experience with this. or any other creative way to buy a good-condition property with little to no money down. Speaking from the sellers point of view. What happens if the buyer doesn't make the payment? Does the seller's bank need to know? I'm guessing the bank doesn't like their property being financed. What are some risks associated from sellers perspective and the buyers