Anyone have any experience with All-In-One Mortgages for Rentals?

[Mike Montanye]

I'm looking for financing on our first rental and just the other day heard a podcast highlighting an All-In-One Mortgage. I've had a call with one loan officer about this and it sounds like a great opportunity. 

What am I missing? Anyone with experience in this loan for rental properties?

"Pros" seem pretty straight forward. What are the "Cons?"

Here is a simulation using a $150K Purchase Price with 25% Down. This is also just using our W-2 income, no rental income was added.