HELOC options for lower Fico or Higher DTI - Florida

[David Kelly]

Does anyone have any recommendations on a lender that can work with this scenario?

Fixed Social security income 

DTI is slightly higher than what would normally be approved (I don't offer HELOCs or I would have tried to help the guy)

50% equity in the home and only needs 25K to put towards higher interest credit cards

Value of the home around 600k in Naples.  Only owes about 300k

I believe he said his fico score was just under 700