What are creative options for me as a foreign national investor?

[Benyamin Nusair]

Hey all!

I own several SFHs which I bought all cash and now looking to cash out refinance.

I am not a US person and do not live in the US. I have no SSN or greencard / working Visa. I do however, have an ITIN, 720 credit score, and a B1/B2 visa. 

From my conversations with mortgage brokers, it seems like the best LTV I can get for a cash-out refinance as a foreigner is only 65% (compared to a 80% that any American resident can get).

Are there any other ways to increase my loan LTV via 2nd layer loans or creative alternatives? I am aware of hard money loans and seller financing. Is there anything else I am missing?

Thanks!

Benji