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Updated over 2 years ago on . Most recent reply
![Seth Baumgartner's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2448488/1655211353-avatar-sethb155.jpg?twic=v1/output=image/cover=128x128&v=2)
How to use VA loans.
I've been looking into using my VA benefits to pay 0% down on a house that plan on using as a rental. I know you can only have one VA lone at a time, so can I refinance from a VA loan to some other loan?
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Hi @Seth Baumgartner, it is common for people to think you can only have one VA home loan, but it is not true. You have an entitlement amount and if your first home does not fulfill the entitlement amount, you can have a second VA home loan. There are some circumstances that you must meet. For me, I moved out of state. I moved again and now I have two rentals on VA home loans. You have to live in the property for at least one year, but I would argue it is worth it. If you need a lender let me know, my guy was great and I used him several times in the past.