Lines of credit with no job and little income

[Noah McPherson]

I'm 23, and over the past year and a half, I've purchased two duplexes. Now, I'm looking to buy a third property, and I'm actively looking for ways to do BRRRRs with no money down. One potential way I'm considering is using lines of credit to fund down payments and/or rehabs. I currently have no job and pretty good credit. However, I do have reserves that can support three properties and a good chunk of equity in my properties. My question is does anyone have any advice on securing lines of credit? Is there any creative methods anyone has experience with in accessing lines of credit in a situation like mine? TIA

[Dave Skow]

@Noah McPherson 1) focus on getting a HELOC on your primary residence as most heloc lenders arent providing rental property helocs 2) are you have rental income , try making your tax returns show as much profit / income as possible so you can use your 2022 and 2023 in the future to obtain a heloc 3) add a solid co borrower to the mix