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Updated over 2 years ago on . Most recent reply

Sean Dezoysa's profile image
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Sean Dezoysa
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  • from Toledo, Ohio
  • Member since Dec 6, 2012
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Sean Dezoysa
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  • from Toledo, Ohio
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Sean Dezoysa
  • Investor
  • Toledo, OH
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Creative Real Estate Financing

How hard is it to get a refinance loan?

Sean Dezoysa
  • Investor
  • Toledo, OH
Posted
My pipeline is starting to fill with seller finance prospects but I'm not comfortable offering a 5 to 7 year balloon because I don't know how safe it is to have say 10 to 20 coming due within a short timeframe.

Let's pretend the house always appraises at/above my purchase price. Are there other concerns that I should be aware of? Debt to Income comes to mind.
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Chris Seveney
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ModeratorReplied

@Sean Dezoysa

These are things to consider:

Ability to repay.

Debt to income

Property value

Interest rates

  • Chris Seveney
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