Can my wife and I each get separate 3% FHA or VA backed loans?

[Cody Lindstrom]

I'm a vet still serving and I qualify for VA financing. which is great. We may BRRRR our first property or we may just flip. We have a home, and both have my wife and I have great credit and decent W2's.

Is there any reason or advantage to apply individually for mortgage loans?  will we get better terms if we both apply as joint? Or does it matter? Credit scores range from 750-800 on average. Thanks all. Happy investing.