So close to obtaining a perfect property

[Louis Louisius]

Hi so I’m looking to purchase my first long term property. a townhouse in Wesley chapel fl.

Property 300k

Down payment 20%= 60k

Liquid cash 10%= 30k

801 credit score

Low debt to income ratio and and combined salary of 200k w wife

can a bank make an exception on this 20% requirement if I’m qualified in credit score, debt to income, and capable of paying for property if ever vacant?