What to do with Business Credit

[Ryan Parker]

I am currently trying to obtain more business funding from my partner to Kickstart my real estate investing. 

I'm securing about 50k in credit cards but I am unsure about what to do with the funds. Can they be used for a downpayment (or would I even want to)? 

Would it be better to gear it towards making repairs on a property? I am just unsure how to efficiently use my working capital. 

[Heath Thomas Jr]

Quote from @Ryan Parker:

Quote from @Kerry Noble Jr:

its really up to you and what your business need is......if you can liquidate them and they have 0% apr for 12+ months then you can definitely make some moves.......and make sure its a card that doesnt report to your personal

Would it make sense to go with a HML? I'm planning on doing a live in flip in Baltimore if I can't find anything near the DMV corridor

If you are planning to live in the house, you will possibly qualify for an FHA or conventional renovation loan. This would probably be cheaper than hard money and allow you to put less money down.