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Updated over 2 years ago,
Advice on portfolio loans
Hello my name is Andre Houston I am a real estate investor. I have 3 properties so far 2 rentals and 1 primary. I bought my first house 5 years ago for 200,000. I bought my second property 4 years ago. My primary was purchased 2 years ago. My first property is probably worth 250,000 and I owe about 194,000 second property I paid 300,000 and its worth about 523,000 an I owe about 275,000 and my third property I paid 500,000 but I refinanced it because I basically turned it into a duplex it's a split level home I'm renting my downstairs out but I owe about 514,000 an it's worth 834,000. I have been working for 9 years my credit score is about 775 I'm on a medical leave right now so I'm not able to show income but I have so much equity in all three homes do you think I could get a portfolio loan for just my rentals I don't really want to add my primary in it unless I have to or what other options do I have since I'm not a w2 worker right now. Thanks for your input I know it's a long post but I just wanted to make sure I put all the Information out.