co sign/private money lender

[Dylan Clay]

I work 1099 for payment but am trying to secure a loan. i have only been doing this for a year and lenders tell me i need 2 years of proof. im trying to find a co sign but not sure if i am able because they will also be looking for a home in the next year or 2. i am wondering how long of payment history i would need on the home before i would be able to refinance on my own.