LLC credit vs Personal

[Kevin Clayton]

I've been a member for a while but haven't taken as much time as I should get answers to the questions that have me in a holding pattern. I don't know if I am correct but from an investment standpoint you'd like to borrow the cheapest money you can find right? Or I guess it depends on the scenario, timing of the deal etc. Currently, I own a 4 plex and primary residence. As I look to leverage one of the properties for my next investment I've found it easier, because I have a great credit score, to use my personal credit and equity in my primary residence.....However, I am currently moving the rental into its own LLC and I like the idea of the LLC building its own credit and using the LLC to make the next purchase.

Any advice or thoughts. Now that interest rates are up moving toward using a HELOC on my primary residence but I'm concerned about the interest rate on the refi of the investment to pay off the HELOC.