Low down payment options for an office building (owner occupied)?

[Ellie Narie]

What are some good programs for getting a low down commercial property loan? It would be for an owner-occupied business. If we could rent out the other rooms in the building and have that income count too, that would be great. I have experience with residential loans (house hack FHA), but no experience with commercial property.

I heard about SBA 7a loans and USDA. Which ones do you recommend? Any other ones out there?