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Updated almost 3 years ago on . Most recent reply

Emily Wilson's profile image
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Emily Wilson
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Emily Wilson
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Creative Real Estate Financing

Does having a heloc limit the amount on a conventional loan

Emily Wilson
Posted

If we might normally qualify for a conventional loan for 500k. However, we have a heloc for 100k, does that mean the banks will limit our loan to 400k?

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Scott E.#4 Land & New Construction Contributor
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A HELOC will impact the CLTV (combined loan to value). It will also impact your DTI (debt to income ratio).

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