How to fund a Down Payment

[Danny Spinucci]

This may be a silly question & I might not get the answer I'm looking for but I'm going to ask it anyway! So I hear on a lot of podcast episodes talk about how there are creative ways to fund a deal with little to no money down (The only ways I know of are: FHA or VA loans, which if I'm not a veteran nor looking to live in the residence to get 3.5% then I don't qualify for either of these loans). In talking with some lenders I'm told it requires minimum of 25% down payment for an income property that is not your primary residence. What are some creative ways to get cash for the 25% minimum down payment? I'm already saving as much money as I can, but in the market I'm looking in 25% equates to $100k which I'm many years away from saving that amount of cash.