Borrow Down Payment (Lenders, Hard Money?) Monroe County, PA

[Stephen Massinello]

I would like to purchase an investment in Monroe County, PA, I am looking in the sub 150K arena. I am a real estate agent in NY and CT and a new investor. I live in NY.

I keep running into the not lending to a rural areas and only lending to urban/suburban areas.

Hence my dilemma. 

Scenario 1 - Borrow the down payment 10%, I qualify for the mortgage. 

Scenario 2 - Borrow the entire amount.  

Any references welcome or direction is welcome. 

Thanks in advance. 

I am thankful that BP has been such a wealth of knowledge, I have learned so much and am confident that I will be pointed in teh right direction.