20% seller note with bank mortgage

[Darin Reinke]

Hello!

I would like to put an offer in on a rental with the owner carrying a 20% seller note. My bank will finance the rest for me with my cash down payment at 5%. The owner is open to this offer if they don't get a better offer and I am wondering what the best terms would be to offer to make it appealing? If anyone has done this recently and has some suggestions I would greatly appreciate it. Home is listed at $750,000.

Thanks in advance!