Purchase then refinance to DCRS to pull out down?

[Shane Zilinskas]

My understanding is you can get a DCRS loan at 1.2 - 1.25 debt service coverage.

Assuming the property is currently being used for short term rentals:

What is stopping me from acquiring a property having less than this debt service coverage (1.2-1.25), and then immediately refinancing up to 1.2-1.25 and getting principle back out?