FHA after already bought house?

[Daniel Rubenstein]

Hi,

This might be a real rookie question, but here it goes.

If I just bought my first house a few months ago before I knew the slightest thing about RE (not that I know much now either), and put down the usual %20 which was most of my savings as I had no plan of investing since I knew nothing of RE. But now, with hopes of buying my first REI property, and now knowing of the concept of FHA, I realize I should have done an FHA loan and put down something closer to %5 and used the rest for an investment property. So the question is, is there anyway to refinance or change the loan somehow (again i probably sound so ignorant here) to an FHA and somehow get back some of my money down?

Or any thoughts on how to somehow recover some of my down payment money to use as an investment instead?

THANKS!