Anyone get a letter from Wells Fargo?

[Rob K.]

In the last several years, I have been able to refinance every martgage I have to a 15 year fixed under 5% except for one. It's a Wells Fargo loan and I was told last year that I couldn't do the Harp style refi because it was with Freddie Mac and I had too many loans.

I recently received a letter from them saying they would refi it to 4.875% on a ten or 15 year, or 5.75% on a 30 year. Something changed with their programs to make it happen. It's called a "Wells Fargo Three-Step Close at Home Refinance Program". No fees of any kind and all done through the mail. The process is almost done and looks like it will happen.

If any of you have a higher rate loan with them, you might want to call and ask if this is available. Good luck.