Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 3 years ago on . Most recent reply
![Jasmine Wilkes's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/194856/1621432386-avatar-amd300.jpg?twic=v1/output=image/cover=128x128&v=2)
Free and clear property.
I have a sfh free and clear in stl Missouri.. What are good hard money lenders to do a refi .. Cash out or heloc..? The market is hot and i wanted to fix up my house and of course i am looking to re invest for homes for my llc
Most Popular Reply
Originally posted by @Ashley Cross:
You should look into a DSCR program if the property is stabilized. This will focus on the property's performance so if the rent covers the PITI you're good.
Regarding Columbus, this summer we looked at Columbus for investing in and we liked what we saw in Upper Arlington and a couple of areas just east of the Conservatory. Since you live there, are those areas that you'd recommend taking a deeper dive for posssible investing for rentals? Most of the neighborhoods east of downtown looked "more challenging" to have good rentals in.