Rennovation Financing after First Purchase

[Kyler J Sloan]

I attempted to obtain a personal renovation loan shortly after closing on my first property, but was denied on each attempt because the house was just placed on record. I am going to get a significant raise soon, but am still surprised I was denied (760 credit score), since I reported my newly anticipated salary in the applications. 

Should I have applied before the house went on record?

What renovation financing options would you recommend?