Portfolio Loan vs. Commercial Financing

[Aaron S.]

Hi BP Community, 

Question for investors/lenders on portfolio loans vs commercial and conventional options with regard to the 10 property limit. I currently have 8 properties, 7 of which are rentals and one is my primary. My assumption is that a portfolio loan would free up conventional "bullets", thus would be a positive from a financing perspective but wouldn't have the benefit that commercial financing (via a LLC) would from a liability perspective. Do I have this trade off correct? Is there a standard way investors structure their last handful of conventional deals? I assume sizing is a consideration as well - as in saving conventional loans for larger purchases vs smaller ones? Thanks in advance and happy to be part of the community!