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Updated over 3 years ago on . Most recent reply
Portfolio Loan vs. Commercial Financing
Hi BP Community,
Question for investors/lenders on portfolio loans vs commercial and conventional options with regard to the 10 property limit. I currently have 8 properties, 7 of which are rentals and one is my primary. My assumption is that a portfolio loan would free up conventional "bullets", thus would be a positive from a financing perspective but wouldn't have the benefit that commercial financing (via a LLC) would from a liability perspective. Do I have this trade off correct? Is there a standard way investors structure their last handful of conventional deals? I assume sizing is a consideration as well - as in saving conventional loans for larger purchases vs smaller ones? Thanks in advance and happy to be part of the community!
Most Popular Reply
Commercial lenders lend to LLCs and the properties would come off your report.