Secondary Home - Short Term Rental

[Clay Rikard]

If I buy a secondary home in the mountains or at the beach with a 10% down loan for a second home am I allowed to rent this property out on Airbnb or VRBO? I’ve seen some places say as long as you stay there 14 days or as long as you rent it out 180 days a year or less and I’ve seen some sources say that you cannot rent it out at all.

Also how you can buy a property with an FHA loan and then a year later rent it out without any issues, I was wondering if a secondary home mortgage was similar in that after a year it's fine to rent it out full time if I wanted to?

Please advise.

Thanks!