Last year Tax return no processed vs Lending

[Yacine Rimmo]

Hello BP Community,

I am a long distance rental property investor, living in NYC my portfolio is in PA. Right now in the middle of refinancing and could be able to cash out all money I put in a deal in the same time working on a deal that could get real.

As my lender was trying to pull my transcript I found out that my 2019 Federal tax return sent in paper on March 2020 was never processed per my IRS online account. The check that was in the envelope most definitely was processed. The IRS services to tax payers seem to be greatly impacted by the pandemic. It's literally impossible to get anyone on the phone it. I'm going to one of their office somewhere in New York next week to see what can be done on heir end.

Sounds like this is an issue with my lender (not confirmed as definite yet) although it's very much outside of my control. I would hate to miss the opportunities I have ongoing of good appraisal level, good rates and the deal I m trying to buy.

Looking for ideas from the community for a smart and quick pivot until this is solved, or maybe that lending is not an issue or there's a way around... 

Much