How do I handle this lender issue

[Brent T Galbreath]

I really need the advice of all of you seasoned investors. I found my first two deals in Florida and actually had two homes built as rentals. My lender got both of my conventional mortgages approved but after the homes were built, the mortgage company began dragging their feet getting the appraisals, etc. We signed two extensions with the builder while waiting for this mortgage company. They told us it’s because they are so backed up with work they can’t get it all done. Now, the builder will not sign any more extensions because both homes have gone up in value over $30,000. It makes more sense for them to sell them at the higher price now. I got these deals when construction costs were still relatively low and these should be good cash flowing properties for me. I found a hard money lender to take care of one of the properties. i’m having a hard time finding A hard money lender for the second home. QUESTION: Do you think I should continue to try to find a hard money lender for the second home or is it too late? If it’s too late, would you suggest I offer a higher price that may appease the builder but also gives me equity or what? Thank you and advance for any of your ideas.