Debt to income ratio

[Jacob Sherman]

Im new to real estate and I’m hoping to purchase my first property soon, but trying to get my ducks in a row first.

My question is this:

If you purchase a property within an LLC with a conventional loan, and I personally guarantee it (assuming that that will be a requirement for a brand new LLC), will that effect my personal debt to income ratio?

I’ve seen several blogs where people have said that in the above scenario, the mortgage doesn’t even show up on their personal credit report, and that what beings me to this question.

The thing that I'm really trying to figure out is how you get started in real estate, purchasing multiple properties, when your brand new, have limited capitol, and your LLC is brand new and doesn't have a credit score yet. (Besides owner financed, and hard money lenders)