Will switching to S-Corp affect my ability to get loans?

[Anthony Shields]

My primary business is not real estate. I use the income from my primary business to qualify for loans. I'm thinking about electing S-Corp next year, but I'm worried it will cause a problem due to my "salary" being lower. 

Example:
Single member LLC profits $100k. That $100k, for tax and loan purposes, is considered the owners income.
S-corp profits $100k, owner is paid a salary of $40k. Which number do lenders care about in this case? The 40k or the 100k?

In the S-corp example, will lenders only look at the $40k? Or will they still consider you as having $100k of income? I dont want to pay myself a lower salary for tax benefits, but then be unable to get loans.