Looking for asset based lender

[Michael Macaluso]

Hey biggerpockets community.

I have a single family property in New Jersey. The rental income is $2000 a month. I’m looking to replace my fha loan with a loan that uses the rental income to qualify. I’m unable to qualify due to only having one year of business income to show so far.

My goal is to replace the fha loan and go house hack another property. If there are any lenders that you would recommend or know, please reach out!

Thank you!!

Mike