LTV options for a 3-unit Investment Property

[Kwame Essieh]

I'm looking at doing a cash-out refinance on a conventionally mortgaged triplex that I don't live in. When I did my initial research online it looked like I could get up to 75% LTV for this, however after talking to a credit union and Homebridge I was told that only 70% LTV was possible.

Should I keep shopping around for a company that can do a 75% LTV or is 70% my only option?