Zero Mortgage, Excellent credit, Excellent Assets, Poor DTI (Self Employed Low Income) - Want Cash Out.

[Pete T.]

I've been beating my head against the wall with this. Times have certainly changed since the great crash!

Husband/Wife self employed (20+ years in same business).
Own several properties - all either free and clear or not upside down.
Credit Scores in 800 and mid 700 ranges.
No Short Sales, No Bankruptcy, None of that.
Own primary residence free and clear.
Own place place of business free and clear.
Weak DTI

Primary residence value approx $500k. Trying to pull $240K (less is fine, if it's close)...

We've been to traditional lenders, portfolio lenders, etc... we're not interested in hard money. We just can't get where we need to be.

Thoughts? I'll take any advice I can get!

Thank you!