21 and looking to get a loan, but don't qualify

[Ash Vill]

I've been wanting to get into real estate for quite a while. I've been into the idea of investing since I was younger and this has always seemed like one of my steps to take.

I'm looking into getting a single-family home in Champaign, Illinois. I want to purchase the property, fix it up, and rent it out.

I've looked into so many loan options but I can't find anything because I don't have a job history or don't have the income. I'm set for a new job starting next month that will give me an income of 2k+ a month now. I've had major depression all my life so the odd remote jobs I've worked don't count as job history, which is very frustrating.

I don't currently own property. The property I'm currently wanting is around 60k and would get a monthly rent of around 1.5k+ a month.

I'd probably have to borrow money to pay for a down payment, but I'd be able to pay off whatever I've borrowed. I have a credit score of 740 and a basically perfect credit history, but it's not a long history.

If anyone can give me any kind of advice, I would appreciate it so much.