Credit Unions with favorable terms for investment properties

[Jessica Piff]

Hi BP,

I'm looking for Credit Unions, either federal, or state (in Ohio), that have more favorable terms for investment properties. I've called just a few federals so far that only offer 75%LTV with a maximum of a 15yr term. Is this going to be common across the board or are there ones out there that offer 80% with 30yr terms?

Do you find that state credit unions generally have better terms than federal? 

Grateful for any insights and always grateful for this community!

TIA