Question Regarding Legitimacy of Lender

[Andrei Wogen]

Hello! 
I am a newer member here and so I apologize if this question has been asked before but I am wondering if anyone has any knowledge or advice on a lender I am looking at using for a rental property purchase and whether or not the lender is legitimate or not. The lender is SEABROOK INVESTMENTS, LLC out of Edmunds WA (according to Google and their website). I have contacted them for a quote already and have gotten correspondence back (in pretty quick time too). They are offering a loan with my requested amount (80K) over 25 years (as requested by me). However the following two items included in one of the emails back from them is what I am wondering about: (1) "We charge just the loan general expenses fee (It's negotiable & 100% refundable) which is very cheap & the only feed needed to complete the loan process" and (2) "Application/expense fee which is 1% of the loan" which is under the "Terms of the Loan".

Thanks!